payout-stories

First Payout: $12,300 in Six Weeks (FTMO $100k)

A community-submitted walkthrough of a Phase 1 → Phase 2 → funded → first payout, trade by trade.

PFS Community · 2026-01-11 · 5 min read

Marcus (Melbourne) paid €540 for an FTMO €100k Challenge in November 2025. Total time from purchase to first payout: 42 days.

Phase 1: hit 10% in 12 trading days using London-open breakout on GBPUSD and EURUSD. Max drawdown used: 3.2%. Average risk per trade: 0.4%.

Phase 2: hit 5% in 8 trading days on the same setups. Deliberately slower after a 1.8% drawdown on day 3.

Funded account: traded 14 days before requesting first payout. Made 12.3% in that window with 4.1% max drawdown. Requested payout via crypto — arrived in 6 hours.

Split at first payout: 80% to Marcus = $12,300. Second payout will be at 90%.

His three takeaways: (1) don't invent new setups mid-challenge, (2) trade only during the London session, (3) journal every trade with screenshots so consistency is provable if the firm asks.

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